Based on 2022 business volumes, Banque de France measures the continued growth of bankcard use in France:

• 62% of cashless payments are card payments.
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• 60% of local payments are contactless.
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• 10% of contactless payments use a cell phone.
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• This increase in market share is essentially to the detriment of cheques, while the
  market shares of direct debits and credit transfers have remained stable for over 15 years.
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• France accounts for 27% of card transactions in the European Union.

However, in terms of amounts, credit transfers dominate, with over 90% of the cashless payments market. Instantaneous transfers are gaining ground, accounting for 4% of transfers exchanged in 2022, versus 2% in 2021.

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