Thierry Leblond, Partner at Oaklen Consulting, had the chance to talk to Rachel Cotte about the evolution of mobile payment and its challenges, between adoption, security and innovation.

According to the Observatoire de la sécurité des moyens de paiement, mobile payments will account for 15% of card transactions at the point of sale in 2024, compared with 10% in 2023, representing growth of 54% in one year.

This adoption is particularly marked among the under-35s, who already make 40% of their payments via smartphone, with a 22% drop in the fraud rate by 2024.

As Thierry reminded us in Les Echos: "Opening up the NFC antenna on iOS to payments means that players other than Apple can offer their mobile payment solutions. But the mere availability of NFC is not enough to guarantee widespread adoption. In e-commerce, merchants aren't going to systematically deploy compatible interfaces or buttons for every new solution that appears on the market."

These figures confirm that mobile payment is now an essential channel, at the crossroads of usage, security and technological innovation.

Read it here: Les Echos