The latest edition of Oaklen Consulting's industry watch analyzes various publications on technological innovation and payment.
Slide
.png)
The latest edition of Oaklen Consulting's industry watch analyzes various publications on technological innovation and payment.
The World Economic Forum demystifies the use of metavers for private individuals in a report that outlines the relationship between Web3.0, crypto-assets and metavers.
Payment solutions in the metaverse will revolve around several
solutions:
- Digital portfolios as they already exist in the "real world
- Platform-specific tokens (crypto-assets)
- Central bank digital currencies and stable coins
- Cross-border payment services
- NFTs, which make it possible to separate ownership and use of a good, for example, to have full use but have to pay for ownership in the form of a loan.
.png)
ACPR presents its analysis of the risks and challenges facing decentralized finance (DéFi).
It is based on a series of interviews conducted with the ecosystem. While not representing - as yet - a threat to the stability of the financial system, the ACPR considers that DeFi intrinsically presents risks that need to be identified and limited.
The ACPR's analysis is based on a multi-layered model of DéFi, and identifies the risks specific to each layer. This document and the comments made on it will contribute to ongoing discussions, particularly at European level, in the wake of the MiCA regulation, which calls for a report to be drawn up within 18 months of its entry into force, assessing, among other things, the benefits and procedures of European regulation of disintermediated finance.
In a white paper, FIDO Alliance positions itself as a solution for several use cases of the European digital identity wallet (EUDI Wallet) as defined in the Architecture Reference Framework (ARF):
- To authenticate the user on behalf of an identity verification provider
- For issuing qualified certificates or attestations or electronic attribute attestations (EAA)
- For authentication and access to cloud-based wallets
- To ensure authentication for online payments (PSD2 SCA) or remote driver's license verification according to ISO 18013 ;
- As an authentication standard for access to qualified signature creation devices (QSCD).
The BIS is exploring the use of multilateral platforms to reduce the friction associated with cross-border payments and to achieve global objectives in terms of cost, speed, transparency and access.
In this report, the BIS notes that although several multilateral platforms are now operational or under development, most are regional in scope and may face difficulties in extending their reach. The document outlines the strengths and limitations of two main models: "Hub & spoke" on the one hand, and "Common platform" on the other.
For more information and to obtain the complete watch do not hesitate to write to us: contacteznous@oaklen.eu
.png)
.png)
